Redmi Redmi TV review: Is a 70-inch large screen worth buying for less than 4,000 yuan?

  Related news: Redmi TV released: 70-inch price is equal to 55-inch Honor smart screen

  Yu Ze, Sina Digital

  This year can be said to be a year when mobile phone brands focus on cross-border TVs. Brands rumored to be involved in the TV field in the first half of the year include Huawei Honor, OnePlus and Redmi. Last month, Honor launched its first 55-inch TV as the first step to complete the cross-border. Today, Redmi TV continues the cost-effective positioning of mobile phone brands and launched a 70-inch super-sized TV, but its price is only 3799 yuan (the first sales price is 3399 yuan), which is cheaper than many mainstream 55-inch TVs.

  As the first crossover TV product of Redmi Redmi, the author’s greatest curiosity about this symbolic 70-inch Redmi TV is how it achieved such a low price of 70 inches? How does it feel to use it? With these two questions, Sina Digital started this review.

  70 inches is indeed oversized, the workmanship has improved the space, and the plastic feel of the border is a bit strong.

Huge box

  "Always believe that something good is about to happen." This was originally a Redmi phone’s Slogan, but now it appears on the 70-inch Redmi TV.

Switch button

  After taking out the TV and installing the bracket, the first thing that comes into view is the logo of Redmi Redmi TV. After all, this is the first time I have seen this logo on a TV product. The Redmi logo does not have a backlight, but is printed in ordinary gray. After the remote control receiver below is turned on, a faint white indicator light will appear to indicate the power-on status of the whole machine.

Plastic frame

  Due to the cost factor, the entire Redmi TV R70A is made of engineering plastics except for the base that must be made of metal to stabilize. In order to reflect the differentiated viewing angle effect with the back plate of the fuselage, the front frame of the fuselage is designed with glossy black piano paint.

70 inches of viewing area is cool

  Although the width of the border is about 1cm, because the overall size of the TV is relatively large, the overall appearance of such a thick border is not so obvious. In terms of the overall viewing area, 70 inches is more than 60% larger than the current 55-inch TV area, which is also the core feature of this TV.

From this perspective, the frame workmanship of the Redmi Redmi TV is really average, and the plastic feel is really heavy when viewed close up.

  Although the TV is quite thin when viewed from a general angle, in fact, if you walk to the 90-degree front side of the TV, you will see that the design of the TV uses a wedge-shaped corner cut, and the outermost side is about 1cm thick. But if you count it all, the thickness is quite considerable. And you can see that there are some injection mold marks on the front and rear border seams, which are slightly protruding than the seams. It seems that the workmanship is not very particular. After all, it is a cost-effective model.

The design uses wedge-cut corners

  The details of the border seams are average, the interfaces are rich and the partitioning is reasonable

  In order to make the front and rear borders stable, the connection between the back of the frame and the front is to add a circle of plastic fixing strips on the back, which are fixed with screws on the back. This design is generally used on TVs with plastic borders.

The way to add a circle of plastic fixing strips on the back

  The back of the Redmi TV R70A doesn’t seem to have many design elements, but more of a functional design based on practicality. The left side is the power interface, and the right side is the summary of the data interface. The design of the power supply and connection partition can be said to be a design trend of TVs at present.

The back doesn't have many design elements

  The Redmi logo on the back of the fuselage has no other decorations designed around it. The size of the logo looks a little small. Wouldn’t it be better to make it bigger and push the brand of Redmi Redmi TV by the way?

Redmi logo on the back of the fuselage

  Because the bottom part of the TV will be more prominent than the top part, the side of this raised part uses striped elements to play a role in visual transition.

The side of the part uses the element of stripes

  The signal connection area on the right side of the fuselage is further divided into two module areas, namely the audio connection area with the direction rushing down and the video connection area to the right.

Signal connection area on the right

  The video connection area provides two USB ports and three HDMI ports, which can be said to be quite rich.

Rich interface

  3 HDMI interfaces are very rare among cost-effective products. The average user may connect an Xbox or PS4 to the TV all year round, so there is only one HDMI idle interface left, which is obviously a bit stretched for users who can toss. But if you use the Redmi Redmi TV R70A, there will be no such problems at all. In order to assist in cable management, both the audio interface area and the video interface area have been designed with grooves.

Common TV foot designs

  The design of the base of the fuselage was relatively simple, and it was the most common design of TV legs. It was also one of the most metal-saving designs at present. But no matter what, the metal legs were quite stable.

The design of the remote control follows the design genes of the Xiaomi family

  The design of the Redmi TV R70A remote control follows the design genes of the Xiaomi family and is almost exactly the same as the latest Xiaomi TV box. First-time users also have no obstacles at all.

  System interaction design is reasonable and rich in content resources

Software and systems are a major advantage of Xiaomi TV

  In the face of traditional TV manufacturers, the software and system aspects are actually a big advantage of Redmi Redmi TV. With the previous experience of Xiaomi system and PitchWall, the system experience of Redmi Redmi TV R70A is naturally not bad. After turning it on, I found that it is completely consistent with the current Xiaomi TV system on the market. As a long-term user of Xiaomi box, this interface is all too familiar.

Familiar first-class menu

  We can see that the first-level menu of the system directly arranges the functions one by one. And in order to highlight the ecology of Xiaomi, many functions that are not actually the most commonly used by users are placed at the top, such as the mall function.

It's a good experience to browse Xiaomi Mall on TV

  Although the author personally does not use shopping on TV very often, this time I really tried shopping on TV platforms, which is much more convenient than previous operations on other TVs.

  It should be noted that the shopping experience here comes from Xiaomi Mall, and this convenience is currently limited to Xiaomi Mall. It is not the same as the "TV shopping" section at the end of the system. The mall is Xiaomi’s own shopping entrance, and "TV shopping" is an entrance open to third parties.

Rich content ecosystem

  At present, Xiaomi’s ecology has reached content cooperation with mainstream video websites such as iQIYI, Youku, Tencent Video, Sohu Video, and PPTV. At the same time, it has formed content cooperation with iQIYI, Tencent, Youku, Mango, Future TV, Wasu, Baixintong, bilibili, Ju Sports, Ju Wonderful, Pumpkin Movie, and 4K Garden. Among them, Tencent’s Aurora TV has also been directly placed in the first-level menu of the system, and users can conveniently use Tencent’s resource content on Redmi TV.

VIP content is relatively rich

  Instead of buying VIP on TV, more users are now accustomed to buying members on video platforms, because of the cross-platform advantages of computer, mobile phone and TV playback, which is impossible for TV manufacturers to achieve in the short term. But in fact, Xiaomi has also experienced a relatively long content operation, and its VIP content is very much in TV manufacturers, especially some new movies.

Very unique children's area

  Each user has their own habits when using a TV. In addition to playing games with the Xbox One S, the author usually accompanies his children to watch cartoons. This children’s area may not be so useful in the eyes of some young people, but it is actually a crucial function in TV for a father like me.

  Fast screen projection is very easy to use, the TV that best meets the AIoT intelligent Internet ecosystem

quick screen projection

  Among the many functions, the most practical one is the fast screen projection, which is quite convenient for Xiaomi mobile phone and notebook users. Of course, you can say that the video platform can also cast the screen, but Xiaomi’s hardware ecosystem connects this stability and smoothness to the compatible platform.

Connect in just two steps

  Even if you connect for the first time, you can immediately cast a screen with a simple two-step scan. In addition to quick screen projection, it also supports the reading of .docx, .xlsx, pptx, pdf files. If you choose this TV for an office meeting room, it should help in displaying documents and reduce the frequency of bringing a computer to a meeting.

The notebook screen projection experience is good (only Xiaomi and Redmi notebooks are supported)

  The display experience after the notebook screen projection is quite good, and the wireless connection completely saves the trouble of plugging and unplugging the HDMI connection back and forth.

Mobile phone screen projection effect is average

  Compared with notebook screen projection, mobile phone screen projection is a bit reluctant. The problem lies in the fact that mobile phones have vertical screens, and the black edges on both sides of the TV are still an interactive problem that cannot be solved. This is also a problem facing the entire TV industry. I hope that one day mobile phone screen projection can become a full-screen experience.

The setting menu is relatively simple

  The settings menu of the Redmi Redmi TV R70A is relatively simple. The five main functions are weather, date, alarm reminder, Mijia intelligent interconnection, and function settings.

And millet other smart products synergy

  Nowadays, TVs are an important entrance to smart homes. The Redmi Redmi TV R70A has the same intelligent integration capability as Xiaomi TV. Users can connect all Xiaomi and Mijia smart devices on the TV and use the TV as an entrance to control them uniformly.

  Compared with other brands doing AIoT on TV, Xiaomi’s own well-developed ecological chain has obvious advantages.

screensaver theme

  In the TV’s settings menu, there is also a screensaver theme function, allowing users to switch between the mode and type of screensaver.

  Mainstream 4K image quality for daily use

Image quality mainstream 4K level

  Finally, look at the image quality, Redmi TV R70A gives the author the feeling that the current mainstream TV performance level, but that’s all. In terms of color, its overall performance is basically in line with expectations. But some dark details of the picture are missing.

Green reduction feels good

  The green has a good sense of restoration, and the hue is a little off. This is a problem caused by the program’s own filters. 4K resolution and such colors are enough to meet the daily use of most users. It is impossible for you to compare the image quality of the Redmi Redmi TV R70A with the international first-line brand priced at 7,000 yuan and only 55 inches. That is irrational.

The display effect is acceptable.

  In fact, the display effect of TV is generally not directly felt by users. Because ordinary users never use a U disk to import 4K film sources to enjoy like some media tests, it is too troublesome. And today’s mainstream online content actually does not have the ability to drive the TV at full load, and in some online programs we can easily capture the smear effect of the picture. Instead of emphasizing the display effect of TV, TV manufacturers may wish to pay more attention to the improvement of the playback quality of the content side in the future.

  Summary: 70-inch large screen for civilians, workmanship materials have room for improvement

  The popularity of the Redmi Redmi TV R70A may be inevitable. People seem to have no end to the large size of the TV, and 70 inches will definitely become the mainstream size of the battery in the next stage. The Redmi Redmi TV R70A can be said to be at the forefront of the size change in the TV market. Taking this opportunity as a selling point for brand crossover can also reflect the market strategy of Redmi Redmi TV.

  From the experience of the whole product, the Redmi TV R70A actually gives the author a good impression. The core point is "big". Using the previous 55-inch money to solve the 70-inch viewing experience was unimaginable in the past.

  If it comes to product details, fast screen projection connection, rich content, familiar system interface and convenient mall are all plus points. Thanks to the years of operation of Xiaomi ecology, the integration of Xiaomi and Mijia smart devices by Redmi TV R70A is currently among the top TVs. If there is any deficiency, it must be the materials and workmanship. From the details of the product, you can feel the savings everywhere. All the costs are placed on the 70-inch large screen, and the sacrifices in materials and workmanship are obvious.

  Anyway, what more could you ask for for a 70-inch TV priced at 3,799 yuan?

AITO asked the new M7 to break the 50,000 Celestial car and Huawei’s smart selection model in 25 days, which was a great success.

   Since its listing in mid-September, the sales performance of AITO’s new M7 has been rising steadily. According to the latest news, the new M7 in AITO has accumulated over 50,000 vehicles in 25 days. Behind the explosion of AITO’s new M7 in the market, it is not only the user’s recognition and trust in AITO’s cross-border business, but also another stage victory in the cross-border business cooperation between Celestial Automobile and Huawei, and the continuous deepening and efficient cooperation between the two sides has reached a higher level.

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  In February this year, Yu Chengdong, managing director of Huawei, CEO of terminal business and CEO of BU, a smart car solution, said in an exclusive interview with the media that under the mode of intelligent selection, Cyrus, which has the earliest cooperation with Huawei, the deepest accumulation and the richest product models, must benefit the most. Now it seems that the fiery sales data undoubtedly confirms the success of the smart car selection model, and also provides the industry with the best model for cross-border cooperation to achieve commercial landing. As the benchmark of intelligent car selection mode, the strong strength and toughness shown by Sailis Automobile in cooperation will also promote the two sides to continue to make new breakthroughs in future cooperation.

  Relying on the 20 years’ experience in building cars and the strength of the whole vehicle, and Huawei’s core technology empowerment in the ICT field, the 100,000 th AITO rolled off the assembly line at the end of May this year, becoming the first new energy automobile brand to reach this milestone; In June, AITO’s M5 Smart Driving Edition was delivered nationwide, taking the lead in realizing high-speed and high-order intelligent driving function in urban areas without relying on high-precision maps, bringing an infinitely high-order intelligent driving experience close to L3. In September, the heavily upgraded AITO new M7 series was highly sought after as soon as it went on the market. As a luxury intelligent driving medium and large SUV with great wisdom, large space and super safety, the new M7 series brought consumers a brand-new travel experience. In addition, AITO Jiejie M9 will also be released in December, further consolidating the first-Mover advantage of AITO Jiejie series of intelligent products.


  From being "looked down upon" to "unable to understand" and then "unable to catch up", the AITO series of new energy automobile products jointly designed by Celeste Automobile and Huawei have done the right thing in the right direction from the initial "lone brave" to the current frequent refreshing of industry records and being well received by the market and users.

  Yu Chengdong once said that the car companies that Huawei cooperates closely with will take the lead in making profits in one or two years, and will become one of the most profitable car companies in China. With the excellent product matrix of AITO and the accelerated landing of new cars, it will continue to promote the sustainable growth of Cyrus’ performance and establish a solid moat in the highly competitive new energy vehicle market.

Many people have played this game, but the old lady was sentenced for running it! What’s going on?

  CCTV News:Zhao Chunhua, 51, who lives in Hebei District, Tianjin, set up a shooting booth on the street to play balloons for two months. He was suddenly arrested by the police not long ago. On December 27, 2016, the court of Hebei District, Tianjin held the first instance.For the crime of illegal possession of firearmsSentence Zhao Chunhua.Three years and six months in prison.. What’s going on here?

one

△ Tricycle for Zhao Chunhua Balloon Shooting Booth.

  The old lady put a shooting stall on the street. The police seized 6 guns for illegal possession.

  Zhao Chunhua’s daughter, Wang Yanling, told reporters that her mother divorced her father a few years ago and she lived with her mother. Zhao Chunhua used to sell rice in the factory. In August 2016, Zhao Chunhua resigned and took over the shooting booth from an old man. He used a toy gun to hit the balloon. "It is the kind of common plastic bullet, and the gun is also that kind of plastic gun."

  Wang Yanling said that because stalls were not allowed during the day, Zhao Chunhua set up stalls at eight or nine o’clock every night, and then closed the stalls at about twelve o’clock in the evening. After about two months, nothing happened.

one

△ Zhao Chunhua’s stall.

  At around 22: 00 on October 12, 2016, Zhao Chunhua was suddenly arrested. According to the first-instance judgment of the case, the court found through trial that the public security organs arrested Zhao Chunhua during the inspection, and seized 9 guns involved and related gun accessories and plastic bullets on the spot, which were appraised by the Tianjin Public Security Bureau’s Material Evidence Appraisal Center.Six of the nine guns involved are guns powered by compressed gas that can normally fire..

  In the first instance, the court sentenced him to three and a half years for illegal possession of firearms.

  The People’s Procuratorate of Hebei District accused Zhao Chunhua of illegally holding six guns powered by compressed gas in violation of the state’s gun control system, and the circumstances were serious, so he should be investigated for criminal responsibility for the crime of illegal possession of guns.

  On December 27, 2016, the Hebei District Court made a first-instance judgment on the Zhao Chunhua case. The court held that,Zhao Chunhua violated the state’s gun management system and illegally held guns. The circumstances are serious, which has constituted the crime of illegal possession of guns.; Zhao Chunhua voluntarily pleaded guilty in court and can be given a lighter punishment as appropriate; Defender’s defense opinion that Zhao Chunhua has a frank plot, is a first-time offender and has a good attitude of pleading guilty was adopted by the court as appropriate. In the first instance, the Hebei District Court convicted Zhao Chunhua of illegal possession of firearms and sentenced him to 3 years and 6 months’ imprisonment.

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△ Zhao Chunhua

  Appeal against the judgment has entrusted an attorney.

  However, on January 1 this year, the reporter learned from Zhao Chunhua’s daughter Wang Yanling that her mother had filed an appeal, and the second trial had entrusted Xu Xin, an attorney for the case of Liu Dawei’s smuggling of weapons (Liu Dawei bought 24 imitation guns online in the BB Gun Zone of a website in Taiwan Province in 2014, and the goods were seized by the customs, and Liu Dawei was sentenced to life). Wang Yanling said that she had signed a power of attorney with Xu Xin on January 1, 2017. Next, the lawyer will do some work on evidence, such as the identification of the case, whether the evidence collection procedure is legal or flawed, and so on.

  According to the "Regulations on Performance Appraisal of Firearms and Ammunition Involved in Cases by Public Security Organs" issued by the Ministry of Public Security in 2010, non-standard firearms that can’t fire standard ammunition are all recognized as firearms when the muzzle specific kinetic energy of the projectile fired is greater than or equal to 1.8 Joule/cm2. According to the relevant gun certificate, the six guns operated by Zhao Chunhua can normally fire the matching projectiles powered by compressed gas, and the muzzle specific kinetic energy ranges from 2.17 Joule/cm2 to 3.14 Joule/cm2. This has exceeded the standard set by the Ministry of Public Security.

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  Why does the Ministry of Public Security take the muzzle specific kinetic energy as the standard of 1.8 Joule/cm2 or more? In this regard, according to the research results of the forensic science appraisal department of Nanjing Public Security Bureau and related literature, there is a view that 1.8 Joule/cm2 is the critical point of gun appraisal, which means that it can cause minor injuries or more to the human eyes, the most vulnerable part of the human body. It is determined by experiments that when the muzzle specific kinetic energy reaches 1.8 Joule/cm2, it will cause damage to the naked eyes of the human body. However, there are also views that this standard is relatively low, because the eye part is special, and this muzzle specific kinetic energy will hardly cause damage to other parts.

  Xu Xin believes that Zhao Chunhua has no subjective intention to commit a crime, and the social harm is small. He will question whether the gun appraisal standard formulated by the Ministry of Public Security is applicable in court judgment when defending.

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△ data map

  There are precedents for being sentenced for setting up balloon shooting booths.

  The reporter found that Zhao Chunhua was not the first case to be investigated for criminal responsibility for the crime of illegal possession of firearms for setting up a balloon shooting booth. There were 23 similar cases all over the country, among which 17 cases were sentenced to probation, 3 cases were sentenced to public surveillance, and only 3 cases were sentenced to actual punishment.

  All three cases that were sentenced to actual punishment occurred in Fangshan, Beijing.

  Zheng, a woman, runs a simulated gun and balloons business in Shidu Town, Fangshan District, Beijing. On July 7, 2015, the public security organs seized 23 guns in their stalls. After being appraised by the Beijing Public Security Judicial Appraisal Center, 16 of them were identified as guns powered by compressed gas, and the other 7 could not be identified as guns. The court sentenced Zheng to three years and six months in prison for the crime of illegal possession of firearms.

  In addition, Song and Zheng Mouhua, who were investigated together, were also sentenced to three years and two months and three years and three months respectively.

  Watch more news

  NEWS MORE

  Paragraph 1 of Article 128 of the Criminal Law: Whoever illegally holds or hides guns and ammunition in violation of the regulations on gun control shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance; If the circumstances are serious, they shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years.

  Article 5, paragraph 2, of the Supreme People’s Court’s Interpretation on Several Issues Concerning the Specific Application of Laws in the Trial of Criminal Cases of Illegal Manufacturing, Trading and Transportation of Firearms, Ammunition and Explosives: In any of the following circumstances, it belongs to "serious circumstances" as stipulated in the first paragraph of Article 128 of the Criminal Law:

  (a) illegal possession and possession of more than two military guns;

  (2) Illegally holding or hiding two or more non-military guns that fire bullets with gunpowder or five or more other non-military guns that are powered by compressed gas;

  (3) illegally holding or hiding more than 100 military bullets, more than 5,000 air gun lead bullets or more than 1,000 other non-military bullets;

  (four) illegal possession, possession of more than three grenades;

  (5) Having reached the minimum quantity standard stipulated in the first paragraph of this article, and having other bad circumstances such as causing serious consequences.

  (Source: Beiqing Daily The Paper)

Interview with the creator of "Looking in the Mirror": Young models wear cheongsam and eat popsicles in winter.

 
Three leading roles


Actor and Li


Xu Wenxuan

Interview with the film’s creator: boasting that the most scary Chinese film guarantees no jokes.   [Click to watch the Interview Atlas]

    Movie network news(Photo/Yang Nan/Theway) The film "Don’t Look in the Mirror in the Midnight", which is exclusively copyrighted by Movie Network, was released on June 14th. When the leading actor, Li, Zhang Junhan and Vicki Xu were interviewed by Movie Network, they all started to accuse the director of recalling the crimes they suffered during the filming. In the environment of minus 10 degrees, actresses need to wear cheongsam for filming, and they also need to eat popsicles to prevent them from being angry when speaking.

    The story of "Don’t Look in the Mirror in the Midnight" originated from folklore. Sitting in front of the mirror and peeling an apple at midnight, you can see the supernatural phenomenon in the mirror as long as the apple skin keeps on. The five protagonists in the film came to Witch Town because they wanted to solve the mystery in the mirror, and they met bizarre events and died tragically. In the end, only the heroine was left to solve the mystery. heroineMaggie LeeShe is a young model, first hero.Kenny Kwan W. Jr.He is also a Hong Kong actor. Both of them play husband and wife in the film, and they also suffer a lot.


"Don’t look in the mirror in the middle of the night" sexy girl poster


Director Chaoyang Niu.

"Looking in the mirror" is scary with tricks.

    Chaoyang Niu has made many MVs before. His last film was a thriller, and his reputation was quite bad. This time, he still challenged similar films. He said that he definitely learned from his experience.

    Movie Network: The director’s last work "Someone under the Bed" is a thriller. Do you have a special liking for this theme?

    Chaoyang Niu: It’s because the last film was a thriller that I want to continue filming this time to make up for some regrets. The audience made a lot of criticisms in the last film "There is someone under the bed", and I made some improvements to these criticisms, all of which were improved in this film "Don’t look in the mirror in the middle of the night".

    Movie Network: What did you mainly do?improve?

    Chaoyang Niu: Mainly in three aspects. First, the audience thinks that "There is someone under the bed" is not scary enough. This time, we are just thinking about the horror of the law. I think at least in domestic films, this play is the most scary; Second, the audience felt that there were more laughter, and there should be no laughter this time. We invited the audience to watch the film and no one would laugh. The third is that the last suspense was announced too early, and we felt bored when we saw the middle. This time, we kept the suspense until the last second, and we didn’t know the ins and outs of the story until we finished reading it.

    Movie Network: Many people think that thrillers are actually mysterious. Is this drama scary enough?

    Chaoyang Niu: At the beginning, we designed 50 scary spots, including more than 20 carefully carved ones. Moreover, within the framework of the story, there are scary places in the plot. The audience has seen many scary movies and there are all kinds of scary scenes. It is not easy to make the audience tremble.

    Movie Network: NowThe basic reputation of thrillers is not good.How did you avoid it?

    Chaoyang Niu: Yes, this is what all thriller directors should strive for. So far, mainland thrillers have not won a good reputation. I hope this play can become the first one.

    Movie Network: Let the director estimate the box office.

    Chaoyang Niu: I won’t make an estimate. Let’s leave it to the market, because there must be some high films and some low films at the box office. I believe our play will have a good box office.

Next page: filming is cold and suffering.

How does technology reshape the new format of financial services? KPMG China summarized these nine trends.

At present, the rapid penetration of a new generation of information technology in various industries is the general trend, and the financial industry is the most important. Financial services have gradually evolved in the innovation and development of financial technology, which has opened a new situation of digital transformation and gradually become a new engine to promote the transformation and upgrading of the whole industry and the whole industrial chain.
The newly released KPMG China Double 50 list of financial technology enterprises in 2023 and the annual trend report integrate the industry empowerment resources, sort out the strategic advantages of special fields, and emphasize the development trend of inclusive finance from "integration of numbers and reality" to "symbiosis of numbers and reality", which provides multi-faceted reference and support for the prosperity of China’s financial technology industry and promotes the construction of China’s financial technology ecosystem.
Huang Aizhou, managing partner of KPMG China Financial Technology, said that in the process of digital transformation of the financial industry, there are unique advantages compared with other industries in the three pillars: algorithm, computing power and data, which are needed for the vertical model of the industry to land. Among them, the data determines the intelligent scope of the big model, and the financial industry has mastered a large number of historical data and written materials, which provides natural convenience for the development of the big model of the industry; Financial technology enterprises have also formed their own unique solutions in the process of financial digitalization and intelligence in terms of algorithms and computing power. It is expected that as the bottom big model changes from increment to stock stage, fighting for quality and landing will become the focus of competition, and the competitive advantage of enterprises on the reasoning side of the force model will be further revealed.
The report analyzes and summarizes the listed enterprises in five dimensions: professional field, city and region, main technical elements, proportion of technical personnel and establishment time.
In addition, the report also introduces in detail the development trend and future development layout of financial technology in 2023.
Trend 1: The development of financial macro-model will have a far-reaching impact on the paradigm of financial technology industry (annual trend). In the era of mobile Internet, China’s financial technology has made numerous innovations in mobile payment, digital credit and other fields, leading the world. Domestic manufacturers are actively developing the layout of large financial models, and relevant enterprises need to build competitive advantages by "having data" and "understanding scenarios". The wide application of the future financial big model will have a subversive impact on the current industry paradigm in the following aspects: the change of AI cognition and concept, reshaping customer service process and experience, improving risk management, improving financial service efficiency and innovating financial business forms.
Trend 2: Science and technology investment pays more attention to output energy efficiency, and peer-to-peer science and technology output changes to ecological empowerment mode (integrated financial technology). Comprehensive financial technology enterprises actively embrace the new round of scientific and technological development opportunities brought by the big model by virtue of their scientific and technological advantages and innate financial industry genes. On the one hand, we continue to increase investment in science and technology, but pay more attention to business orientation and precise focus in objectives and methods; On the other hand, it continues to export scientific and technological capabilities to its peers, and the service direction has changed from traditional technical empowerment to all-round ecological empowerment.
Trend 3: AI helps to innovate wealth management, and the core system of the organization is autonomous and accelerated (wealth technology). Since the end of 2022, the explosive development of AIGC has brought great imagination to the financial industry. Wealth technology companies apply their accumulated data and experience in the field of AI application to the training of financial big models, providing support for wealth management business scenarios such as investment, research and marketing. It is expected that with the maturity of AIGC technology, wealth management institutions will explore more application scenarios of the big model to improve efficiency and service upgrade; At the same time, AIGC still needs to be cautious in providing investment advice to customers directly, due to unclear relevant supervision and data security and data privacy issues. On the other hand, wealth technology enterprises actively provide the latest technical solutions for large and medium-sized wealth management institutions, and gradually improve the efficiency, stability and autonomy of the core system through the modularization and decentralization of distributed technology.
Trend 4: Insurance technology has evolved into risk reduction management, and the service boundary (insurance technology) has been continuously expanded in combination with industrial upgrading. At present, the principle of risk management in insurance industry has gradually evolved from equal risk management to risk reduction management. On the one hand, relying on the wide application of new technologies, insurance technology companies will transform the original uninsurable risks into insurable risks, and relax the original restrictive underwriting conditions to comprehensive underwriting, which will create a broader insurance market space. On the other hand, technology no longer depends on insurance, but penetrates into the development process of all walks of life, and in the process of development, new risk management demands are derived, and the service boundary of insurance technology is continuously expanded by combining with industrial upgrading.
Trend 5: Digital symbiosis and digital platform services accelerate the development of inclusive finance (Pratt & Whitney Technology). The symbiosis of number and reality will accelerate the development of inclusive finance, thus achieving the high-quality development goals of inclusive finance, such as more popular basic financial services and more convenient financing for business entities. In addition, through the digital service platform, small and medium-sized enterprises can widely access digital resources, build digital intelligent business processes, meet the ever-changing market demand, and accelerate the digital intelligent transformation of small and medium-sized enterprises.
Trend 6: Multi-parties join hands to expand the new blue ocean of supply chain finance, and scene product innovation is emerging (supply chain technology). With the vigorous development of digital economy, the digital penetration rate of supply chain finance has gradually increased. The supply chain science and technology platform has accelerated its efforts in the scene business. It is expected that there will be more scene-based innovative products based on data credit in the future, and the traditional confirmation mode will begin to weaken. In addition, many large enterprise groups have responded to the policy call and accelerated the pace of building a supply chain platform; Financial institutions also pay more attention to cooperation with core enterprises and high-quality supply chain technology third-party platforms.
Trend 7: Mobile payment innovation scenario application, cross-border payment opens up a new chapter in the sea (payment technology). From the C side, the third-party payment platform expands its business by exploring new scenes and product innovation; From the B side, the mobile payment platform is empowered based on the payment function and provides integrated services. In addition, the cross-border payment platform not only provides payment services for customers, but also provides services such as foreign exchange and foreign exchange risk management for enterprises, as well as services such as platform opening, global acquiring, overseas marketing and supply chain financing, so as to provide customers with comprehensive services to enhance customer stickiness.
Trend 8: Regulatory technology is expected to improve regulatory efficiency with the help of large models (regulatory technology). The rapid development of emerging technologies such as AIGC provides imagination for the development of financial supervision technology, and the development of supervision technology will increasingly rely on scientific and technological means to achieve more efficient and accurate supervision. At the same time, the development of regulatory technology will also promote financial technology innovation and empower the financial industry to deepen digital transformation.
Trend 9: A new round of development opportunities will be opened, and a big article on digital finance (platform technology empowerment) will be done with the tide. At the present stage, the trends of innovation and going out to sea are highly certain, and actions such as "data elements ×" and "high-quality development of computing infrastructure" have been steadily promoted, which coincides with the opportunity of technological change brought by the big financial model and generative AI, and is expected to drive the sustained release of China’s financial technology value, further affect the global market and help the high-quality development of digital finance.
Author: Tang Weijie
Text: Tang Weijie Photo: Information Photo Editor: Shang Hui Editor: Rong Bing
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Shanghai property market: Xujiahui is the same position of "God"? But these advantages and disadvantages are learned!

Question: Uncle Zeng, Xu Jiahui is the same position in my heart, but if you buy a house, you must be rational and cautious, and you cannot be led by feelings. So I want to ask, is it worth starting in the Xuhui Binjiang Plate?

Answer: Hello,

Can. From different perspectives, this sector is analyzed: in terms of business industries, planning to build financial cities, various large -scale business centers gather, and various office buildings are magnificent. It will also drive the housing price of the sector.

In terms of medical care, the three hospitals are Longhua Hospital, next to the inner ring line, walking can be reached. Within 3 kilometers, there are two comprehensive top three hospitals in TOP5 nationwide, namely Zhongshan Hospital 2 kilometers and Ruijin Hospital 3 kilometers away.

There are also Sixth People’s Hospital and the Ninth People’s Hospital of 3.5 kilometers. In terms of education, public education is a shortcoming of Xu Bin. Privately run Shanda Garden Primary School. The Fudan Affiliated School, which has consistently systems in the next nine years, will land.

Of course, the houses in the sector are also high -priced and high -quality top rich houses. If your funds are quite enough, it is recommended to pay attention to this sector.

Question: Hello, Uncle Zeng, I want to buy a house budget of about 800. I want to buy a Sanlin section to live in my own place.

However, in the past few months in this community, I have skyrocketed by 1 million. I have not been married. Is it worth getting on the car? I am afraid that the school district policy changes, or shake a new disk?

Answer: Hello,

The Sanlin section is good, it is very suitable for just getting on the car, and the living atmosphere is good, the school district is OK. Goldland Bay Basin is close to Sanlin Park, near the subway Sanlin East Station, which can be considered as a whole.

If you live yourself, don’t care about it for a while, and the radiation of the front beach is good, I think there is potential.

Question: Hello, Uncle Zeng! How do I choose a good house apartment?

Answer: Hello, there are the following principles for the specific selection of units:

1. To select the overall formal units to avoid choosing some irregular halls;

2. Avoid choosing some dark guard north halls;

3. Do not choose the apartment of the bedroom next to the elevator well;

4. It is not advisable to choose an unique and irregular units of the beams and columns of the hall;

5. Choose units with less practicality in the living room door. It is not advisable to choose a living room door with too many units;

6. Avoid choosing some units with too much north -directional bay window in the cold area of ??the north;

7. You can choose some units that can improve the area of ??use through later decoration transformation, such as: layer height, gallery platform, etc.;

8. It is not advisable to choose the north -line bedroom apartment;

The above points are simple inductive, specific units selection, and according to your own actual needs to determineEssence

Question: Uncle Zeng, I want to ask how to do interest -free loans? What are the conditions?

Answer: Hello, see the internal sharing for details.

Question: Uncle Zeng, hello, I work in Shanghai, I just need to buy a house to get married next year, the budget is relatively limited, but I still want to buy a house in the urban area. Where can I buy a house in Shanghai? Recently, it is relatively hot in Baoshan. How about here? Is there any recommended real estate to choose?

Answer: Hello,

Baoshan is the outskirts closer to the urban area outside Shanghai Minhang. The price is also very close to the people, and the property market in the region is also steadily rising. The cost performance is very high.

Moreover, the southern area of ??Baoshan is included in the main urban area of ??Shanghai in the 2035 plan. It is concentrated in resources, rich in supporting, and transportation and industries are developing very well. Now Baoshan is the price of the price of Shanghai. It is recommended to start.

Question: Hello, Uncle Zeng, how can I choose to buy a subway house in Shanghai?

Answer: Hello,

From a long -term perspective, the vision of buyers will become more and more. It is the first choice for buyers to reach the subway station for 15 minutes.

For stocks, the most cost -effective real estate in Shanghai, see internal information sharing for details.